Home Loan


Simplifying Your Journey to Your Own Home


Get competitive interest rates and flexible tenure options
Expert CA-led guidance with tax benefits

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Home Loan

Home Loan – Simplifying Your Journey to Your Own Home

Buying your dream home is a major milestone, and we are here to make it financially easier. Whether you're a salaried individual, self-employed, or a business owner, we assist you in securing the most suitable home loan based on your income profile, property details, and repayment capacity.

We work with reputed banks and NBFCs to find competitive interest rates, reduced processing fees, and flexible tenure options. Our CA-led team ensures full transparency and guidance throughout the process, including tax benefits under sections 80C and 24(b).

Key Highlights

Home Loan for New Purchase / Resale / Under-Construction Property
Balance Transfer and Top-Up Facility Available
Pre-approved Home Loan Assistance
Joint Loan Options for higher eligibility
EMI calculation & Tax-saving planning included

Documents Required

Salaried Individuals: PAN Card, Aadhaar, Latest 3-month Salary Slips, Form 16 / IT Returns, 6-month Bank Statement, Agreement to Sale / Allotment Letter
Self-Employed / Business Owners: PAN Card, Aadhaar, ITR (Last 2–3 years), Business Registration Proof (GST, MSME, etc.), Computation of Income, Balance Sheet, P&L, Bank Statement (6–12 months)

Pricing

Basic Loan

Upto Rs. 2,00,000/-
  •     Minimum Gross Income 3 Lakhs
  •     Must have proper address proof
  •     PAN Card
  •     Aadhar Card

Standard Loan

2 lacs to 5 Lacs
  •     Minimum Gross Income 5 Lakhs
  •     Must have proper address proof
  •     PAN Card
  •     Aadhar Card
  •     IT Return

Premium Loan

5 lacs to 10 Lacs
  •     Minimum Gross Income above 7 Lakhs
  •     Must have proper address proof
  •     PAN Card
  •     Aadhar Card
  •     IT Return

*The final interest rate and fees may vary depending on the borrower's creditworthiness and the lender's policies.

Process Flow

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Submit Loan Application and Documents

Complete the application form and submit all required documents

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Profile Assessment & Loan Eligibility Calculation

We assess your profile and calculate your loan eligibility

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Loan Offer Discussion – Interest Rate, Tenure, EMI

Discuss loan offers, interest rates, tenure, and EMI options

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Property Technical & Legal Valuation

Property undergoes technical and legal valuation process

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Loan Sanction & Disbursement

Final loan sanction and disbursement to your account

Frequently Asked

Q. Can I apply jointly with my spouse?

Yes. It improves your eligibility and gets you added tax benefits.

Q. Can I get a loan for an under-construction property?

Yes, subject to builder/project approval by the bank.

Q. What if I don't have all documents ready?

We assist in arranging provisional income documents if needed.